Rebuilding After the Fires Starts Here - LA Rises

Rebuilding After the Fires Starts Here

Wherever you are in the rebuilding process, find resources to help you move forward — from financial support and home rebuilding options to community organizations helping wildfire survivors across Los Angeles.

Funding & Financial Support

Since January 2025, financial support and resources have been a constantly changing landscape. Explore programs and organizations that can help with mortgage payments, construction financing, financial planning, and other recovery needs.

Financing Your Rebuild with DRAP

If you’re considering construction financing as part of your rebuild, California’s Disaster Rebuilding Assistance Program (DRAP) may help make those options more affordable. This $100 million program connects households to qualified lenders that provide financing tools and interest-rate buydowns, designed to reduce rebuilding costs and improve construction loan options for eligible low- and moderate-income homeowners whose homes were damaged or destroyed by a qualifying disaster.

Rebuilding Your Home

Ready to start planning the physical rebuild? Explore the different ways to rebuild, compare what each path may mean for your timeline and budget, and connect with resources that can help you get started.

Understanding Your Rebuild Options

There’s no single “right” way to rebuild.

The best path depends on your timeline, your budget, and how much customization you want. Below is a simple overview to help you understand the main approaches people are taking as they rebuild their homes.

 

Rebuild Path What It Means Good If You Want... Things to Know

Modular or Factory Built Homes

Your home is mostly built in a factory, then delivered and assembled on your property.

A faster rebuild process with more predictable costs and timelines.

Design options are limited to what each modular builder offers.

Availability may vary depending on builder capacity and demand.

 

Pre-Designed Homes

You choose from a set of home designs that already exist. A builder constructs it on your property.

A familiar layout with fewer design decisions. These homes have lower design costs and less planning time.

You can still personalize some details, but choices are more limited. Construction speed depends on your local builder’s schedule.

 

Semi-Custom Home

You start with a base plan and personalize it to your needs, your family, or your property.

Some customization without starting from scratch. A balance between creative control and cost.

You’ll make more decisions and need a bit more planning time than with modular or model homes.

 

Custom Home

You work with an architect to design your home from the ground up.

Full creative control. A home designed entirely for your needs and preferences.

This is the most time-intensive and expensive path, with more steps and decisions involved along the way.

 

Turnkey Home

You get a fully completed, move-in-ready home, with every step of the process managed for you.

A faster, simpler rebuild with one point of contact managing your design, permitting and contracting and less hands-on involvement.

Predesigned options and custom homes can all be delivered turnkey but timelines and costs will be more efficient with predesigned homes.

 

Which Rebuild Path Is Right for Me?

If cost and speed is your top priority:

Modular or Factory Built Homes are built off-site for faster timelines and predictable costs.

If you want an efficient, ready-to-build option:

Pre-Designed Homes use established floor plans with some customization options.

If you want more flexibility:

Semi-Custom and Custom Homes are designed to match your unique preferences.

If you want one responsible party to manage the whole process (including design, permitting, and construction) for a set price:

Look for factory-built, pre-designed or custom homes that offer turnkey building service.

Find Builders & Rebuilding Resources

Once you understand your options, connect with builders, manufacturers, designers, and other resources that support different rebuilding paths.

 

How We Identified These Resources

The builders, manufacturers, and vendors featured above have been reviewed in partnership with trusted community organizations. We prioritized transparency, fair pricing, and community benefit.

Community Recovery & Support

Rebuilding a home is only one part of recovery. Los Angeles organizations and public agencies continue to provide information, services, advocacy, and hands-on support for wildfire survivors. Explore the resources below to find the help that fits your needs.

Faster Permitting with Archistar

Sign-up for AI-powered plan review in LA County here, in the City of LA here, and in Malibu here.

 

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