What do you need help with?
Recovery looks different for every household. Start with what you need today.
Funding & Financial Support
Since January 2025, financial support and resources have been a constantly changing landscape. Explore programs and organizations that can help with mortgage payments, construction financing, financial planning, and other recovery needs.
Financing Your Rebuild with DRAP
If you’re considering construction financing as part of your rebuild, California’s Disaster Rebuilding Assistance Program (DRAP) may help make those options more affordable. This $100 million program connects households to qualified lenders that provide financing tools and interest-rate buydowns, designed to reduce rebuilding costs and improve construction loan options for eligible low- and moderate-income homeowners whose homes were damaged or destroyed by a qualifying disaster.
Additional Financial Resources
Rebuilding Your Home
Ready to start planning the physical rebuild? Explore the different ways to rebuild, compare what each path may mean for your timeline and budget, and connect with resources that can help you get started.
Understanding Your Rebuild Options
There’s no single “right” way to rebuild.
The best path depends on your timeline, your budget, and how much customization you want. Below is a simple overview to help you understand the main approaches people are taking as they rebuild their homes.
| Rebuild Path | What It Means | Good If You Want... | Things to Know |
|---|---|---|---|
Modular or Factory Built Homes |
Your home is mostly built in a factory, then delivered and assembled on your property. |
A faster rebuild process with more predictable costs and timelines. |
Design options are limited to what each modular builder offers. Availability may vary depending on builder capacity and demand.
|
Pre-Designed Homes |
You choose from a set of home designs that already exist. A builder constructs it on your property. |
A familiar layout with fewer design decisions. These homes have lower design costs and less planning time. |
You can still personalize some details, but choices are more limited. Construction speed depends on your local builder’s schedule.
|
Semi-Custom Home |
You start with a base plan and personalize it to your needs, your family, or your property. |
Some customization without starting from scratch. A balance between creative control and cost. |
You’ll make more decisions and need a bit more planning time than with modular or model homes.
|
Custom Home |
You work with an architect to design your home from the ground up. |
Full creative control. A home designed entirely for your needs and preferences. |
This is the most time-intensive and expensive path, with more steps and decisions involved along the way.
|
Turnkey Home |
You get a fully completed, move-in-ready home, with every step of the process managed for you. |
A faster, simpler rebuild with one point of contact managing your design, permitting and contracting and less hands-on involvement. |
Predesigned options and custom homes can all be delivered turnkey but timelines and costs will be more efficient with predesigned homes.
|
Which Rebuild Path Is Right for Me?
Modular or Factory Built Homes are built off-site for faster timelines and predictable costs.
Pre-Designed Homes use established floor plans with some customization options.
Semi-Custom and Custom Homes are designed to match your unique preferences.
Look for factory-built, pre-designed or custom homes that offer turnkey building service.
Find Builders & Rebuilding Resources
Once you understand your options, connect with builders, manufacturers, designers, and other resources that support different rebuilding paths.
How We Identified These Resources
The builders, manufacturers, and vendors featured above have been reviewed in partnership with trusted community organizations. We prioritized transparency, fair pricing, and community benefit.
Additional Home Rebuilding Resources
Community Recovery & Support
Rebuilding a home is only one part of recovery. Los Angeles organizations and public agencies continue to provide information, services, advocacy, and hands-on support for wildfire survivors. Explore the resources below to find the help that fits your needs.
Rebuilding, Housing & Property
Financial, Insurance & Survivor Advocacy
Renters, Workers & Mutual Aid
Children, Families & Community Wellbeing
State of California