Understanding Your Rebuilding Options
There’s no single “right” way to rebuild.
The best path depends on your timeline, your budget, and how much customization you want. Below is a simple overview to help you understand the main approaches people are taking as they rebuild their homes.
| Rebuild Path | What It Means | Good If You Want... | Things to Know |
|---|---|---|---|
Modular or Factory Built Homes |
Your home is mostly built in a factory, then delivered and assembled on your property. |
A faster rebuild process with more predictable costs and timelines |
Design options are limited to what each modular builder offers. Availability may vary depending on builder capacity and demand. |
Pre-Designed Homes |
You choose from a set of home designs that already exist. A builder constructs it on your property. |
A familiar layout with fewer design decisions. These homes have lower design costs and less planning time. |
You can still personalize some details, but choices are more limited. Construction speed depends on your local builder’s schedule. |
Semi-Custom Home |
You start with a base plan and personalize it to your needs, your family, or your property. |
Some customization without starting from scratch. A balance between creative control and cost. |
You’ll make more decisions and need a bit more planning time than with modular or model homes. |
Custom Home |
You work with an architect to design your home from the ground up. |
Full creative control. A home designed entirely for your needs and preferences. |
This is the most time-intensive and expensive path, with more steps and decisions involved along the way. |
Which Rebuild Path Is Right for Me?
Modular or Factory Built Homes are built off-site for faster timelines and predictable costs.
Pre-Designed Homes use established floor plans with some customization options.
Semi-Custom and Custom Homes are designed to match your unique preferences.
Rebuilding Resource Hub
Once you’ve explored your options, you can connect directly with organizations, builders, and programs that support your chosen rebuild path.
How We Identified These Resources
Every resource on this page has been reviewed in partnership with trusted community organizations.
We prioritized transparency, fair pricing, and community benefit.
Additional Information to Support Your Journey
